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Please refer me if you have anyone who is a renter
 
RENTAL PROPERTIES AS FOLLOWS:
 
Daly city
 
Price reduced [$200 less] in 5th Ave
 
Seminary Oakland only $1,200
 
AND this plaza
 
BUSINESS OPPORTUNITIES AS FOLLOWS:
so far 2 offers in this Hayward restaurant and will CLOSE VERY SOON. ACT NOW if you have any unemployed chef with entrepreneurship
 
and if he / she wants open business LOW PRICE inside this mall
or
 
in San Leandro with only $1,000 rent
 
or
Hair Salon business on Irving

This is the Rental Property
in Santa Barbara, Daly City

If you have any referrals who maybe interested in purchasing / leasing   

like PROPERTIES  INCLUDING AREA IN Foster City, Oakland Lakeside Condo, (for sale)  

OR   RESTAURANTS in Oakland, or Hayward  (for sale)  

OR   HAIR SALON in San Francisco (for sale)   Or Space for Flee Market Item

OR   FOR RENTAL in Oakland $1,200or 364 5th Ave $2799perMonth;  (for lease only)   then THANK YOU FOR YOUR REFERRAL.
Si tiene alguna referencias que tal vez interesados en la compra o el arrendamiento

como propiedades, incluyendo AREA en Foster City, Oakland Lakeside Condo, (for sale)   OR   RESTAURANTS in Oakland, or Hayward  (for sale)

 OR   HAIR SALON in San Francisco (for sale) 

OR   PARA ALQUILER in Oakland $1,200 or 364 5th Ave $2999perMonth;  (for lease only)  

GRACIAS POR SU REFERENCIA..

Home Inspection Issue

Inspection Report ===============\
What is Section 1 => Need to fix as suggested.
Section 2; => Suggested to fix but not critical yet

San Pablo Regulation? Alot!?

STATED INCOME BACK TO THE MARKET
updated by 07/04/2010

                   **STATED INCOME**
  • Purchase Rate and Term 70%
  • Refi - Cash out to 50%  
  • Owner Occupied only
  • SFR, Codos (max 65% for condo)
  • Loan amounts from $100,000 to $550,000
  • 760 + Fico Required
  • Available for most California and select Florida Counties;                                                          (Miami, Dade, Broward and Palm Beach)
  • All loans are 3. to close
  • Program is a 3/1 ARM with rates in the mid 6's
  • 6 months PITI in reserves (2 month average)
  • Must be self employed      

                     For more information please contact Francis Ha/ Patrick Ma at [email protected]

SAMPLE OF PRINCIPLE REDUCTION AD, OUT THERE $2000 ? LEGITIMATE? updated by 06/04/2010

     Please read below in its Entirely. VOF HAP "Principal Reduction" changes to be Effective May 15th 2010

 NEW EVALUATION PAYMENT:
  • $1995 (1st Mortgage) +   $595 (any additional)
         
STATES ELIGIBLE: 
  • Nationwide
GUIDELINES
  •  VOF will NOT accept any Clients with Active Bankruptcy 
  •  Must be 61 late days or more on mortgage payments.
  •  Primary residence and 2nd homes ONLY (as long as the second home is not generating income)
  • There is NO participation in sale postponement nor is any financial advise provided by VOF or Investors.
  •  Limits Co-signers to Family Members only
  • Eliminates needs for W2's
  • Do NOT require Tax Returns instead 4506-T must be completed (included in submission package)
CASH TO CLOSE:
  • 1st Payment @ restructured loan amount
  • 1st old Payment (paid to previous lender at closing)
  • RE Taxes in rears (and current payment if due)
  • Homeowners Insurance paid to date
  • HOA Dues in rears
  • 15 days "Odd interested" (approximate)
REFUND POLICY:
  • If during the process, the Homeowner declares Bankruptcy or loses their home through foreclosure, there is NO refund of the Evaluation Payment and  areno longer eligible for the HAP program. 
  • VOF  will issue a partial refund in the amount of One-Third (1/3rd) of the Evaluation Payment in the event that the homeowner elects to rescind the note purchase by executing the Three Day to Cancel Notice.However, upon expiration of the three (3) day period under the Three Day Right to Cancel Notice the Evaluation Payment is fully Non-Refundable at that time.
  • VOF will credit 100% of the Evaluation Payment(s) to the Homeowner upon the successful closing of the escrow for the mortgage restructuring. The credit may also be applied by the Homeowner toward any fund that must be brought into escrow by the Homeowner.
  • VOF does NOT represent, warrant or guaranty to its customers that it will be successful in purchasing the non-preforming promissory note(s) held by the Homeowner's current mortgage lenders. VOF expressly disclaims any representations, warranties, or guarantees of any kind, including, without limitation, the implied warranties of merchantability and fitness for a particular purpose.

MARKET TREND UPDATE
Newsletter
Updated by May 15, 2010



Spring-Time Inventory Increases Less Than Expected
In most Bay Area counties, the number of houses for sale rose, a seasonal increase aided by rising prices. But comparing April 2010 to April 2009 shows that inventory is in fact declining year over year.
CountyMonth-over-MonthYear-over-Year

Alameda County3%-13%
Marin County6%-16%
San Francisco County8%-4%
San Mateo County4%-9%
Santa Clara County-2%-25%